I have the extended warranty... I was reading the warranty and it says the deductible is anywhere from $30-$190. So even if I lost my phone it would cost me $190 for a new one. However, I only need my cracked screen fixed and was told the deductible is $190??? How would both situations (lost or cracked screen) require the same deductible??? I wonder what the situation would be to have the deductible be the advertised $30 deductibel???